shop without using credit5
Ashley has partnered with Acima to offer a flexible, lease-to-own solution to help you take home the products you need.
acima leasing makes it possible
instant shopping power
Get an instant decision for a lease line that will allow you to lease merchandise with a cash price up to $4,000.**
shop without using credit5
You can get the things you want for your home without using credit.
easy payment options
Make flexible lease renewal payments that are conveniently scheduled with your payday.
complete the lease
After all scheduled lease renewal payments have been made as detailed in your agreement, the merchandise is yours to keep.
early purchase savings6
You can choose to purchase your item at any point during the lease at a discount. The sooner you do so, the more you save.
90-day purchase option
(3 months in CA)
Own the items in 12 months with a flexible payment schedule or early purchase at a discount anytime. Customers who use the First Early Purchase Option in the first 90 days of the agreement (3 months in CA) save big on leasing costs.
get approved for up to $4,000** in leasable merchandise
Our application is fast and easy to complete, and won't harm your credit. You could get approved for $300 to $4,000** of shopping power by meeting these basic requirements:
An active checking account with at least $750 of income per month.
3 months of income history with your current source of income.
Government-issued photo ID and SSN or Taxpayer Identification Number.
†^Acima offers lease-to-own transactions. This is not an offer for a loan, credit, or financing.
6Standard agreement offers 12 months to ownership if you choose to make each lease renewal payment, which may cost more than double the cash price. You are not automatically enrolled in any early purchase options and additional payments will be required to purchase early. To purchase early call (801) 297-1980 or go to customer.acima.com. Refer to your lease for specific terms and conditions.
5Acima offers lease-to-own transactions. “Shop Without Using Credit” means this is not a loan, credit, or financing. Acima obtains information from consumer reporting agencies during a lease application. We consider multiple data points and regularly approve customers with less than perfect credit history. Acima Cash Price may include a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Not all applicants are approved.
**"Get Approved up to $4,000" refers to maximum amount Acima Leasing will spend to acquire goods from a retailer to provide to you, subject to a lease purchase transaction. Maximum amount is based on an e-commerce application. Approval and amount subject to review and verification of your application. Not all applicants are approved.
$1 to Start‡^
‡^“$1 to start” is available for applications online and in select stores, does not include taxes, & refers to the rental period from agreement start date to 1st scheduled renewal payment. On 1st renewal date, regular rental rates, taxes & fees will apply. Rate, term and total cost vary by item selected. This is not a promotion for a specific transaction/item nor an offer for a loan, credit, or financing. See lease for payment amounts & rental terms. Offer will not reduce the number of payments, total amount to acquire ownership, or purchase option amount. Customers in California will pay a $0 initial rent payment and a $1 processing fee to start.