Style your home now, pay over time.
The Ashley Advantage™ Credit Card offers style and value with convenient payments.
Available on qualifying purchases with your Ashley Advantage™ Synchrony Bank credit card.
Please note: to make a purchase, new credit cardholders may have to receive card in mail before placing an order.
Already have an Ashley Advantage™ Credit Card?
Manage your account
Choose the special financing offer that works best for you.
These offers are provided by Synchrony Bank, based on approved credit. Other exclusions and restrictions may apply.
6/12 months*
- No minimum purchase required
- online & instore
- choose 6 or 12 months
No Interest if paid in full within 6 or 12 Months* — Online and In-store
Can be combined with discount offers.
On qualifying purchases with your Ashley Advantage credit card. No minimum purchase required. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 or 12 months*. Minimum monthly payments required.
*Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 or 12 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.
Once approved for the Ashley Advantage™ Credit Card, you’ll be able to select a payment option that suits you. Apply Now.
18 months^
- minimum purchase required
- online & in-store
No Interest for 18 Months^ — Online and In-store
Can be combined with online discount offers.
On qualifying purchases with your Ashley Advantage credit card. Equal monthly payments required for 18 months^. Online minimum purchase amount is $999; see store for minimum purchase details.
^Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.
Once approved for the Ashley Advantage™ Credit Card, you’ll be able to select a payment option that suits you. Apply Now.
48 months†
- minimum purchase required
- in-store only
Cannot be combined with discount offers.
No Interest 48 Months† — In-store Only
Cannot be combined with discount offers.
On qualifying purchases with your Ashley Advantage credit card. Equal monthly payments required for 48 months†. See store for minimum purchase details.
†Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.
Once approved for the Ashley Advantage™ Credit Card, you’ll be able to select a payment option that suits you. Apply Now.
60 months**
- minimum purchase required
- in-store only
Cannot be combined with discount offers.
No interest for 60 Months** — In-store only
Cannot be combined with discount offers.
On qualifying purchases with your Ashley Advantage credit card. Equal monthly payments required for 60 months**. See store for minimum purchase details.
**Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
Once approved for the Ashley Advantage™ Credit Card, you’ll be able to select a payment option that suits you. Apply Now.
72 months°
- minimum purchase required
- in-store only
Cannot be combined with discount offers.
No interest for 72 Months° — In-store only
Cannot be combined with discount offers.
On qualifying purchases with your Ashley Advantage credit card. Equal monthly payments required for 72 months°. See store for minimum purchase details.
°Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
Once approved for the Ashley Advantage™ Credit Card, you’ll be able to select a payment option that suits you. Apply Now.
Less than perfect credit? No worries!
Ashley offers alternative financing programs for consumers with less than perfect credit.
Apply Now Learn more about a Genesis Credit® Account
Visit an Ashley Homestore to learn more about other financing options available.
IMPORTANT: The Genesis Credit® Account has different rates, fees, and terms than what is advertised above.
The Genesis Credit® Account is issued by First Electronic Bank, Member FDIC.
Tax and delivery cannot be financed. A credit card must be entered to pay for tax & delivery.
Manage your Ashley Advantage™ account.
- Check your balance
- Make a payment
- Review your spending limit
- Sign up for paperless statements
