24 months special financing‡*
On online purchases of $999 or more made with your Ashley Advantage® Synchrony credit card.
‡*Subject to credit approval. Minimum monthly payments required. See ashley.com for details.
Choose the financing offer that works best for you
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financing options |
minimum purchase requirements |
|---|---|
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6 months special financing††† see more details |
No min online. May vary in-store. See store for details. |
|
12 months special financing†† see more details |
$499 online with Ashley Advantage® Synchrony credit card. Min purchase may vary in-store. |
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24 months special financing‡* see more details |
$999 online with Ashley Advantage® credit card. Offered online only. |
|
No interest for 60 Months^° see more details |
In Store Only. Min purchase may vary by store. See store for details. |
FAQS
To provide each customer with the best available financing and purchase
option, Ashley has available a cascade application to apply for
financing. Within the application, there are several credit lenders and
lease-to-purchase providers. Upon your agreement to share, if you
receive a decline response from one credit lender your application data
will automatically be submitted to the next lender or lease to purchase
provider in the cascade application.
Synchrony - Revolving Credit Lines
Concora Credit – Revolving Credit
Lines
Acima – Lease-to-Own
The Ashley Advantage® Credit Card and financing options can be
used to make purchases on Ashley.com and at participating Ashley and
Ashley Outlet locations in the United States.
already have an existing account?
Effortlessly manage your existing account online through the provider's
customer portal.
For additional details on the offers on this page, click here to learn more.
In-store Only: No interest for 5 years^°
On in-store purchases made with your Ashley Advantage® Synchrony credit card at participating locations. 60 equal monthly payments required. Minimum purchase may be required. Down payment up to 30% may be required on another payment type for in-store purchases.
^°Not combinable with other offers and discounts. Qualifying purchase amount is determined prior to any down payment, taxes or delivery. Qualifying purchase amount, less any applicable down payment, must be on one receipt. No interest will be charged on amount financed and equal monthly payments are required on promo purchase amount until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Any estimated required monthly payments shown (which may exclude taxes and delivery) in connection with this promotional offer should allow you to pay off the amount financed within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promo purchases. For New Accounts: As of 7/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum interest charge is $2. Subject to credit approval. Excludes Samsung appliances and electronics. For more information on our Regular Price, see store associate or visit ashleyfurniture.com. Discounts from Regular Price may apply based on payment method and terms which may be considered a finance charge. See store for promotional options and details.
24 Months Special Financing‡*
On qualifying purchases made with your Ashley Advantage® Synchrony credit card. Minimum purchase of $999 required online.
‡*Subject to credit approval. Minimum monthly payments required. See www.ashleyfurniture.com for details.
$1 to Start‡^
‡^“$1 to start” is available for applications online and in select stores, does not include taxes, & refers to the rental period from agreement start date to 1st scheduled renewal payment. On 1st renewal date, regular rental rates, taxes & fees will apply. Rate, term and total cost vary by item selected. This is not a promotion for a specific transaction/item nor an offer for a loan, credit, or financing. See lease for payment amounts & rental terms. Offer will not reduce the number of payments, total amount to acquire ownership, or purchase option amount. Customers in California will pay a $0 initial rent payment and a $1 processing fee to start.
To provide each customer with the best available financing and purchase option, Ashley has available a cascade application to apply for financing. Within the application, there are several credit lenders and lease-to-purchase providers. Upon your agreement to share, if you receive a decline response from one credit lender your application data will automatically be submitted to the next lender or lease to purchase provider in the cascade application.
Synchrony - Revolving Credit Lines
Concora Credit – Revolving Credit
Lines
Acima – Lease-to-Own
The Ashley Advantage® Credit Card and financing options can be used to make purchases on Ashley.com and at participating Ashley and Ashley Outlet locations in the United States.
already have an existing account?
Effortlessly manage your existing account online through the provider's customer portal.
For additional details on the offers on this page, click here to learn more.
In-store Only: No interest for 5 years^°
On in-store purchases made with your Ashley Advantage® Synchrony credit card at participating locations. 60 equal monthly payments required. Minimum purchase may be required. Down payment up to 30% may be required on another payment type for in-store purchases.
^°Not combinable with other offers and discounts. Qualifying purchase amount is determined prior to any down payment, taxes or delivery. Qualifying purchase amount, less any applicable down payment, must be on one receipt. No interest will be charged on amount financed and equal monthly payments are required on promo purchase amount until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Any estimated required monthly payments shown (which may exclude taxes and delivery) in connection with this promotional offer should allow you to pay off the amount financed within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promo purchases. For New Accounts: As of 7/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum interest charge is $2. Subject to credit approval. Excludes Samsung appliances and electronics. For more information on our Regular Price, see store associate or visit ashleyfurniture.com. Discounts from Regular Price may apply based on payment method and terms which may be considered a finance charge. See store for promotional options and details.
24 Months Special Financing‡*
On qualifying purchases made with your Ashley Advantage® Synchrony credit card. Minimum purchase of $999 required online.
‡*Subject to credit approval. Minimum monthly payments required. See www.ashleyfurniture.com for details.
$1 to Start‡^
‡^“$1 to start” is available for applications online and in select stores, does not include taxes, & refers to the rental period from agreement start date to 1st scheduled renewal payment. On 1st renewal date, regular rental rates, taxes & fees will apply. Rate, term and total cost vary by item selected. This is not a promotion for a specific transaction/item nor an offer for a loan, credit, or financing. See lease for payment amounts & rental terms. Offer will not reduce the number of payments, total amount to acquire ownership, or purchase option amount. Customers in California will pay a $0 initial rent payment and a $1 processing fee to start.
†^Acima offers lease-to-own transactions. This is not an offer for a loan, credit, or financing.